Real estate appraisal services for homeowners in the city of Chesapeake and Chesapeake City County

See the top reasons Virginia homeowners order from Tidewater Home Appraisals, Inc.:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge property tax assessments
  3. To lower their monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a divorce in the state of Virginia, when real estate property needs to be divided
  7. To determine the true market value of a property to settle an estate
Do you own a house in or near Chesapeake? Do you need help determining the price of your real estate? Contact Tidewater Home Appraisals, Inc..


At Tidewater Home Appraisals, Inc., we understand the individual needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the standard reporting formats. Being a homeowner that ordinarily doesn't look at appraisals every day, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at Tidewater Home Appraisals, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report.


Challenging property tax assessments

Let's say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Tidewater Home Appraisals, Inc. is your best weapon when challenging your property tax assessment.


Need to cancel PMI?

A way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Tidewater Home Appraisals, Inc., we're seasoned in helping people just like you delete unnecessary PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be inopportune from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from Tidewater Home Appraisals, Inc. can help you reinstate your HELOC.